This product forms part of the MAPFRE MSV product range.

• A regular premium plan, with a minimum premium of €40 monthly
• Provides you with a long-term investment offering a choice of different investments as well as the MSV With Profits Fund
• The underlying investment funds in which you choose to invest your contributions have different levels of risk
• Pays a lump sum at the end of the term of the plan
• If death occurs before the end of the policy, you receive a death benefit of 101% of your policy account
• The policy pays up to €2,500 for funeral expenses costs in the form of a pre-payment of the death benefit
• You can pay the premiums monthly, quarterly, half yearly or yearly
• You can stop your premiums and restart them at no additional costs within 5 years
• The term of the plan can be between 10 and 57 years, as long as the plan ends by when you are 75 years old
• Anyone domiciled in Malta who is at least 18 years old can have this plan.
• The policy can be on a single life basis, or with another joint owner
• You can choose to add a level or reducing amount to life cover
• You can appoint one or more beneficiaries to receive the benefit under the Plan